Maximize Your Medicare (2017 Edition)
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491_9780996798747
Maximize Your Medicare (2017 Edition) Now AvailableMedicare is the cornerstone of retirement planning in the United States.The reason is simple: healthcare costs, as people age, represent the single largest threat to a persons financial and personal well-being. It affects more than a single person. Family members and those that support the individual are all inevitably affected.The Rules Are ComplicatedThe reason that people misunderstand Medicare is that while the language looks the same as other health insurance, but it actually works differently, in important ways.Enrollment eligibilityLate enrollment penaltiesSeparate health and prescription drug componentsFinancial assistance at federal and state levelsSpecial enrollment exceptionsMaximize Your Medicare is written so that consumers understand the wide variety of choices they have, and when they should choose. Maximize Your Medicare also points out the pitfalls that one can avoid, if and only if the consumer understands the rules correctly. While intimidating and confusing to many, Medicare rules largely favor the consumer, as long as the consumer fully understands those rules.Selection is ComplicatedThere are a wide variety of choices available, and some of those choices change every year. Maximize Your Medicare clarifies the key differences among the choices. The eleganceof Medicare is that it does not discriminate: every person has the exact same rights and options when first turning 65 years old.That does not mean that every person will choose the same path. The number of combinations that can influence “what is best for you” is too large to count. Among these factors are:Financial resourcesPersonal / family health historyPrescriptions requiredHealthcare provider accessMaximize Your Medicare provides real-life examples, called “This Happens,” which highlight both the mistakes that people have made in the past, and the excellent outcomes when the consum
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